Our approach to value-driven financial planning
Learn more about how our client-centered process is built on impartial analysis and zero-based budgeting. We guide you in establishing clear priorities and mapping your allocation choices, focusing on transparency and values. Results may vary depending on each individual’s situation.
Meet our advisory team
Michelle Grant
Financial Planning Advisor
Michelle specializes in value-centric spending reviews, providing guidance free from product influence. She brings years of direct client experience and is committed to transparent, clear communication with every consultation.
Daniel Singh
Client Relations Specialist
Daniel supports our core process by ensuring every session remains highly confidential and focused. He has a background in analytical reviews, helping clients align practical decisions with their personal principles.
Fatima Chowdhury
Consultation Facilitator
Fatima is dedicated to helping clients explore actionable steps in value-driven resource allocation. She emphasizes a positive, collaborative experience built on privacy and mutual respect for client needs.
Our consultation process explained
Discover the transparent, personalized steps we use to help align your spending with your values—without product promotion or outside influence.
Clarifying your values
The first step is a confidential discussion about what truly matters to you. We help identify your key priorities and explore how they relate to day-to-day decisions.
Your answers guide all future sessions and recommendations.
Personal review and analysis
We conduct an analytical review focused on your financial habits, using zero-based budgeting to highlight opportunities for value-based change. No products or external agendas are ever recommended.
A summary is provided, ensuring your values remain central.
Ongoing support
Future sessions offer guidance and adjustments based on your evolving circumstances, maintaining a consistent, impartial approach. You control each follow-up and implementation decision.
Sessions are optional, and client decisions always come first.
How our approach compares to others
See what sets our value-driven, impartial service apart from standard financial advisory offerings in Canada
| Key features | zyrenthavon Consulting | Generic Advisors | Traditional Firms |
|---|---|---|---|
| Impartial, product-neutral advice | Yes | Varies | No |
| Zero-based budgeting guidance | Included | Seldom | Rarely |
| Canadian context understanding | Focused | Partial | Generic |
| Prioritizing values in decisions | Core | Possible | Not typical |